| Using home equity loan to invest in mutual funds - with dividends reinvested | ||||||||||||||||||||||||||||||
| Loan amount … | 65000 | Mutual funds … | 65000 | |||||||||||||||||||||||||||
| Interest rate … | 7.00% | Monthly div at 12% pa … | 650 | |||||||||||||||||||||||||||
| Monthly payment | 584 | After-tax monthly div at 12% pa … | 552.5 | - taxed @15% | ||||||||||||||||||||||||||
| Final loan balance | 0 | Monthly div at 10% pa … | 542 | |||||||||||||||||||||||||||
| Loan period … | 180 | months | After-tax monthly div at 10% pa … | 460.7 | - taxed @15% | |||||||||||||||||||||||||
| New home equity loan | Mutual fund @ 12% | Mutual fund @ 10% | ||||||||||||||||||||||||||||
| Month | Opening balance | Interest | Repay | Closing balance | Opening balance (col B) | Gross dividend @12% (col 1) | Tax @ 15% (col 2) | After-tax dividend re-invested (col 3) = (col 1 - col 2) | After-tax closing balance (col B + col 3) | Cumulative after-tax dividend re-invested (col 4) | Cumulative home equity loan repaid with own money (col 5) | After-tax net cash flows (col 6) | Opening balance (col B) | Gross dividend @12% (col 1) | Tax @ 15% (col 2) | After-tax dividend re-invested (col 3) = (col 1 - col 2) | After-tax closing balance (col B + col 3) | Cumulative after-tax dividend re-invested (col 4) | Cumulative home equity loan repaid with own money (col 5) | After-tax net cash flows (col 6) | ||||||||||
| 1 | 65000 | 379 | -584 | 64795 | 65000 | 650 | -97.50 | 553 | 65553 | 553 | -584 | -31 | 65000 | 542 | -81.25 | 460 | 65460 | 460 | -584 | -124 | ||||||||||
| 2 | 64795 | 378 | -584 | 64589 | 65553 | 656 | -98.33 | 557 | 66110 | 1110 | -1168 | -58 | 65460 | 546 | -81.83 | 464 | 65924 | 924 | -1168 | -244 | ||||||||||
| 3 | 64589 | 377 | -584 | 64381 | 66110 | 661 | -99.17 | 562 | 66672 | 1672 | -1753 | -81 | 65924 | 549 | -82.41 | 467 | 66391 | 1391 | -1753 | -362 | ||||||||||
| 4 | 64381 | 376 | -584 | 64173 | 66672 | 667 | -100.01 | 567 | 67239 | 2239 | -2337 | -98 | 66391 | 553 | -82.99 | 470 | 66861 | 1861 | -2337 | -476 | ||||||||||
| 5 | 64173 | 374 | -584 | 63963 | 67239 | 672 | -100.86 | 572 | 67811 | 2811 | -2921 | -110 | 66861 | 557 | -83.58 | 474 | 67335 | 2335 | -2921 | -586 | ||||||||||
| 6 | 63963 | 373 | -584 | 63752 | 67811 | 678 | -101.72 | 576 | 68387 | 3387 | -3505 | -118 | 67335 | 561 | -84.17 | 477 | 67812 | 2812 | -3505 | -693 | ||||||||||
| 7 | 63752 | 372 | -584 | 63539 | 68387 | 684 | -102.58 | 581 | 68968 | 3968 | -4090 | -122 | 67812 | 565 | -84.77 | 480 | 68292 | 3292 | -4090 | -798 | ||||||||||
| 8 | 63539 | 371 | -584 | 63326 | 68968 | 690 | -103.45 | 586 | 69554 | 4554 | -4674 | -120 | 68292 | 569 | -85.37 | 484 | 68776 | 3776 | -4674 | -898 | ||||||||||
| 9 | 63326 | 369 | -584 | 63111 | 69554 | 696 | -104.33 | 591 | 70145 | 5145 | -5258 | -113 | 68776 | 573 | -85.97 | 487 | 69263 | 4263 | -5258 | -995 | ||||||||||
| 10 | 63111 | 368 | -584 | 62895 | 70145 | 701 | -105.22 | 596 | 70741 | 5741 | -5842 | -101 | 69263 | 577 | -86.58 | 491 | 69754 | 4754 | -5842 | -1088 | ||||||||||
| 11 | 62895 | 367 | -584 | 62677 | 70741 | 707 | -106.11 | 601 | 71342 | 6342 | -6427 | -85 | 69754 | 581 | -87.19 | 494 | 70248 | 5248 | -6427 | -1179 | ||||||||||
| 12 | 62677 | 366 | -584 | 62459 | 71342 | 713 | -107.01 | 606 | 71948 | 6948 | -7011 | -63 | 70248 | 585 | -87.81 | 498 | 70746 | 5746 | -7011 | -1265 | ||||||||||
| 13 | 62459 | 364 | -584 | 62239 | 71948 | 719 | -107.92 | 612 | 72560 | 7560 | -7595 | -35 | 70746 | 590 | -88.43 | 501 | 71247 | 6247 | -7595 | -1348 | ||||||||||
| 14 | 62239 | 363 | -584 | 62018 | 72560 | 726 | -108.84 | 617 | 73177 | 8177 | -8179 | -2 | 71247 | 594 | -89.06 | 505 | 71752 | 6752 | -8179 | -1427 | ||||||||||
| 15 | 62018 | 362 | -584 | 61795 | 73177 | 732 | -109.77 | 622 | 73799 | 8799 | -8764 | 35 | 71752 | 598 | -89.69 | 508 | 72260 | 7260 | -8764 | -1504 | ||||||||||
| 16 | 61795 | 360 | -584 | 61571 | 73799 | 738 | -110.70 | 627 | 74426 | 9426 | -9348 | 78 | 72260 | 602 | -90.33 | 512 | 72772 | 7772 | -9348 | -1576 | ||||||||||
| 17 | 61571 | 359 | -584 | 61346 | 74426 | 744 | -111.64 | 633 | 75059 | 10059 | -9932 | 127 | 72772 | 606 | -90.97 | 515 | 73287 | 8287 | -9932 | -1645 | ||||||||||
| 18 | 61346 | 358 | -584 | 61120 | 75059 | 751 | -112.59 | 638 | 75697 | 10697 | -10516 | 181 | 73287 | 611 | -91.61 | 519 | 73806 | 8806 | -10516 | -1710 | ||||||||||
| 19 | 61120 | 357 | -584 | 60892 | 75697 | 757 | -113.55 | 643 | 76340 | 11340 | -11101 | 239 | 73806 | 615 | -92.26 | 523 | 74329 | 9329 | -11101 | -1772 | ||||||||||
| 20 | 60892 | 355 | -584 | 60663 | 76340 | 763 | -114.51 | 649 | 76989 | 11989 | -11685 | 304 | 74329 | 619 | -92.91 | 526 | 74855 | 9855 | -11685 | -1830 | ||||||||||
| 21 | 60663 | 354 | -584 | 60433 | 76989 | 770 | -115.48 | 654 | 77643 | 12643 | -12269 | 374 | 74855 | 624 | -93.57 | 530 | 75385 | 10385 | -12269 | -1884 | ||||||||||
| 22 | 60433 | 353 | -584 | 60202 | 77643 | 776 | -116.46 | 660 | 78303 | 13303 | -12853 | 450 | 75385 | 628 | -94.23 | 534 | 75919 | 10919 | -12853 | -1934 | ||||||||||
| 23 | 60202 | 351 | -584 | 59968 | 78303 | 783 | -117.45 | 666 | 78969 | 13969 | -13438 | 531 | 75919 | 633 | -94.90 | 538 | 76457 | 11457 | -13438 | -1981 | ||||||||||
| 24 | 59968 | 350 | -584 | 59734 | 78969 | 790 | -118.45 | 671 | 79640 | 14640 | -14022 | 618 | 76457 | 637 | -95.57 | 542 | 76999 | 11999 | -14022 | -2023 | ||||||||||
| 25 | 59734 | 348 | -584 | 59498 | 79640 | 796 | -119.46 | 677 | 80317 | 15317 | -14606 | 711 | 76999 | 642 | -96.25 | 545 | 77544 | 12544 | -14606 | -2062 | ||||||||||
| 26 | 59498 | 347 | -584 | 59261 | 80317 | 803 | -120.48 | 683 | 81000 | 16000 | -15190 | 810 | 77544 | 646 | -96.93 | 549 | 78093 | 13093 | -15190 | -2097 | ||||||||||
| 27 | 59261 | 346 | -584 | 59023 | 81000 | 810 | -121.50 | 689 | 81689 | 16689 | -15774 | 915 | 78093 | 651 | -97.62 | 553 | 78646 | 13646 | -15774 | -2128 | ||||||||||
| 28 | 59023 | 344 | -584 | 58782 | 81689 | 817 | -122.53 | 694 | 82383 | 17383 | -16359 | 1024 | 78646 | 655 | -98.31 | 557 | 79203 | 14203 | -16359 | -2156 | ||||||||||
| 29 | 58782 | 343 | -584 | 58541 | 82383 | 824 | -123.57 | 700 | 83083 | 18083 | -16943 | 1140 | 79203 | 660 | -99.00 | 561 | 79764 | 14764 | -16943 | -2179 | ||||||||||
| 30 | 58541 | 341 | -584 | 58298 | 83083 | 831 | -124.62 | 706 | 83789 | 18789 | -17527 | 1262 | 79764 | 665 | -99.71 | 565 | 80329 | 15329 | -17527 | -2198 | ||||||||||
| 31 | 58298 | 340 | -584 | 58054 | 83789 | 838 | -125.68 | 712 | 84501 | 19501 | -18111 | 1390 | 80329 | 669 | -100.41 | 569 | 80898 | 15898 | -18111 | -2213 | ||||||||||
| 32 | 58054 | 339 | -584 | 57808 | 84501 | 845 | -126.75 | 718 | 85219 | 20219 | -18696 | 1523 | 80898 | 674 | -101.12 | 573 | 81471 | 16471 | -18696 | -2225 | ||||||||||
| 33 | 57808 | 337 | -584 | 57561 | 85219 | 852 | -127.83 | 724 | 85943 | 20943 | -19280 | 1663 | 81471 | 679 | -101.84 | 577 | 82048 | 17048 | -19280 | -2232 | ||||||||||
| 34 | 57561 | 336 | -584 | 57313 | 85943 | 859 | -128.91 | 731 | 86674 | 21674 | -19864 | 1810 | 82048 | 684 | -102.56 | 581 | 82629 | 17629 | -19864 | -2235 | ||||||||||
| 35 | 57313 | 334 | -584 | 57063 | 86674 | 867 | -130.01 | 737 | 87411 | 22411 | -20448 | 1963 | 82629 | 689 | -103.29 | 585 | 83214 | 18214 | -20448 | -2234 | ||||||||||
| 36 | 57063 | 333 | -584 | 56811 | 87411 | 874 | -131.12 | 743 | 88154 | 23154 | -21033 | 2121 | 83214 | 693 | -104.02 | 589 | 83803 | 18803 | -21033 | -2230 | ||||||||||
| 37 | 56811 | 331 | -584 | 56558 | 88154 | 882 | -132.23 | 749 | 88903 | 23903 | -21617 | 2286 | 83803 | 698 | -104.75 | 594 | 84397 | 19397 | -21617 | -2220 | ||||||||||
| 38 | 56558 | 330 | -584 | 56304 | 88903 | 889 | -133.35 | 756 | 89659 | 24659 | -22201 | 2458 | 84397 | 703 | -105.50 | 598 | 84995 | 19995 | -22201 | -2206 | ||||||||||
| 39 | 56304 | 328 | -584 | 56048 | 89659 | 897 | -134.49 | 762 | 90421 | 25421 | -22785 | 2636 | 84995 | 708 | -106.24 | 602 | 85597 | 20597 | -22785 | -2188 | ||||||||||
| 40 | 56048 | 327 | -584 | 55790 | 90421 | 904 | -135.63 | 769 | 91190 | 26190 | -23370 | 2820 | 85597 | 713 | -107.00 | 606 | 86203 | 21203 | -23370 | -2167 | ||||||||||
| 41 | 55790 | 325 | -584 | 55531 | 91190 | 912 | -136.79 | 775 | 91965 | 26965 | -23954 | 3011 | 86203 | 718 | -107.75 | 611 | 86814 | 21814 | -23954 | -2140 | ||||||||||
| 42 | 55531 | 324 | -584 | 55271 | 91965 | 920 | -137.95 | 782 | 92747 | 27747 | -24538 | 3209 | 86814 | 723 | -108.52 | 615 | 87429 | 22429 | -24538 | -2109 | ||||||||||
| 43 | 55271 | 322 | -584 | 55009 | 92747 | 927 | -139.12 | 788 | 93535 | 28535 | -25122 | 3413 | 87429 | 729 | -109.29 | 619 | 88048 | 23048 | -25122 | -2074 | ||||||||||
| 44 | 55009 | 321 | -584 | 54745 | 93535 | 935 | -140.30 | 795 | 94330 | 29330 | -25707 | 3623 | 88048 | 734 | -110.06 | 624 | 88672 | 23672 | -25707 | -2035 | ||||||||||
| 45 | 54745 | 319 | -584 | 54480 | 94330 | 943 | -141.50 | 802 | 95132 | 30132 | -26291 | 3841 | 88672 | 739 | -110.84 | 628 | 89300 | 24300 | -26291 | -1991 | ||||||||||
| 46 | 54480 | 318 | -584 | 54214 | 95132 | 951 | -142.70 | 809 | 95941 | 30941 | -26875 | 4066 | 89300 | 744 | -111.63 | 633 | 89933 | 24933 | -26875 | -1942 | ||||||||||
| 47 | 54214 | 316 | -584 | 53946 | 95941 | 959 | -143.91 | 815 | 96756 | 31756 | -27459 | 4297 | 89933 | 749 | -112.42 | 637 | 90570 | 25570 | -27459 | -1889 | ||||||||||
| 48 | 53946 | 315 | -584 | 53676 | 96756 | 968 | -145.13 | 822 | 97578 | 32578 | -28044 | 4534 | 90570 | 755 | -113.21 | 642 | 91212 | 26212 | -28044 | -1832 | ||||||||||
| 49 | 53676 | 313 | -584 | 53405 | 97578 | 976 | -146.37 | 829 | 98407 | 33407 | -28628 | 4779 | 91212 | 760 | -114.02 | 646 | 91858 | 26858 | -28628 | -1770 | ||||||||||
| 50 | 53405 | 312 | -584 | 53133 | 98407 | 984 | -147.61 | 836 | 99243 | 34243 | -29212 | 5031 | 91858 | 765 | -114.82 | 651 | 92509 | 27509 | -29212 | -1703 | ||||||||||
| 51 | 53133 | 310 | -584 | 52859 | 99243 | 992 | -148.86 | 844 | 100087 | 35087 | -29796 | 5291 | 92509 | 771 | -115.64 | 655 | 93164 | 28164 | -29796 | -1632 | ||||||||||
| 52 | 52859 | 308 | -584 | 52583 | 100087 | 1001 | -150.13 | 851 | 100938 | 35938 | -30380 | 5558 | 93164 | 776 | -116.46 | 660 | 93824 | 28824 | -30380 | -1556 | ||||||||||
| 53 | 52583 | 307 | -584 | 52305 | 100938 | 1009 | -151.41 | 858 | 101796 | 36796 | -30965 | 5831 | 93824 | 782 | -117.28 | 665 | 94489 | 29489 | -30965 | -1476 | ||||||||||
| 54 | 52305 | 305 | -584 | 52026 | 101796 | 1018 | -152.69 | 865 | 102661 | 37661 | -31549 | 6112 | 94489 | 787 | -118.11 | 669 | 95158 | 30158 | -31549 | -1391 | ||||||||||
| 55 | 52026 | 303 | -584 | 51745 | 102661 | 1027 | -153.99 | 873 | 103534 | 38534 | -32133 | 6401 | 95158 | 793 | -118.95 | 674 | 95832 | 30832 | -32133 | -1301 | ||||||||||
| 56 | 51745 | 302 | -584 | 51463 | 103534 | 1035 | -155.30 | 880 | 104414 | 39414 | -32717 | 6697 | 95832 | 799 | -119.79 | 679 | 96511 | 31511 | -32717 | -1206 | ||||||||||
| 57 | 51463 | 300 | -584 | 51178 | 104414 | 1044 | -156.62 | 888 | 105302 | 40302 | -33302 | 7000 | 96511 | 804 | -120.64 | 684 | 97195 | 32195 | -33302 | -1107 | ||||||||||
| 58 | 51178 | 299 | -584 | 50893 | 105302 | 1053 | -157.95 | 895 | 106197 | 41197 | -33886 | 7311 | 97195 | 810 | -121.49 | 688 | 97883 | 32883 | -33886 | -1003 | ||||||||||
| 59 | 50893 | 297 | -584 | 50606 | 106197 | 1062 | -159.30 | 903 | 107100 | 42100 | -34470 | 7630 | 97883 | 816 | -122.35 | 693 | 98576 | 33576 | -34470 | -894 | ||||||||||
| 60 | 50606 | 295 | -584 | 50317 | 107100 | 1071 | -160.65 | 910 | 108010 | 43010 | -35054 | 7956 | 98576 | 821 | -123.22 | 698 | 99274 | 34274 | -35054 | -780 | ||||||||||
| 61 | 50317 | 294 | -584 | 50026 | 108010 | 1080 | -162.02 | 918 | 108928 | 43928 | -35639 | 8289 | 99274 | 827 | -124.09 | 703 | 99977 | 34977 | -35639 | -662 | ||||||||||
| 62 | 50026 | 292 | -584 | 49734 | 108928 | 1089 | -163.39 | 926 | 109854 | 44854 | -36223 | 8631 | 99977 | 833 | -124.97 | 708 | 100685 | 35685 | -36223 | -538 | ||||||||||
| 63 | 49734 | 290 | -584 | 49440 | 109854 | 1099 | -164.78 | 934 | 110788 | 45788 | -36807 | 8981 | 100685 | 839 | -125.86 | 713 | 101398 | 36398 | -36807 | -409 | ||||||||||
| 64 | 49440 | 288 | -584 | 49144 | 110788 | 1108 | -166.18 | 942 | 111730 | 46730 | -37391 | 9339 | 101398 | 845 | -126.75 | 718 | 102116 | 37116 | -37391 | -275 | ||||||||||
| 65 | 49144 | 287 | -584 | 48846 | 111730 | 1117 | -167.60 | 950 | 112680 | 47680 | -37976 | 9704 | 102116 | 851 | -127.65 | 723 | 102839 | 37839 | -37976 | -137 | ||||||||||
| 66 | 48846 | 285 | -584 | 48547 | 112680 | 1127 | -169.02 | 958 | 113638 | 48638 | -38560 | 10078 | 102839 | 857 | -128.55 | 728 | 103567 | 38567 | -38560 | 7 | ||||||||||
| 67 | 48547 | 283 | -584 | 48246 | 113638 | 1136 | -170.46 | 966 | 114604 | 49604 | -39144 | 10460 | 103567 | 863 | -129.46 | 734 | 104301 | 39301 | -39144 | 157 | ||||||||||
| 68 | 48246 | 281 | -584 | 47943 | 114604 | 1146 | -171.91 | 974 | 115578 | 50578 | -39728 | 10850 | 104301 | 869 | -130.38 | 739 | 105040 | 40040 | -39728 | 312 | ||||||||||
| 69 | 47943 | 280 | -584 | 47638 | 115578 | 1156 | -173.37 | 982 | 116560 | 51560 | -40313 | 11247 | 105040 | 875 | -131.30 | 744 | 105784 | 40784 | -40313 | 471 | ||||||||||
| 70 | 47638 | 278 | -584 | 47332 | 116560 | 1166 | -174.84 | 991 | 117551 | 52551 | -40897 | 11654 | 105784 | 882 | -132.23 | 749 | 106533 | 41533 | -40897 | 636 | ||||||||||
| 71 | 47332 | 276 | -584 | 47024 | 117551 | 1176 | -176.33 | 999 | 118550 | 53550 | -41481 | 12069 | 106533 | 888 | -133.17 | 755 | 107288 | 42288 | -41481 | 807 | ||||||||||
| 72 | 47024 | 274 | -584 | 46714 | 118550 | 1186 | -177.83 | 1008 | 119558 | 54558 | -42065 | 12493 | 107288 | 894 | -134.11 | 760 | 108048 | 43048 | -42065 | 983 | ||||||||||
| 73 | 46714 | 272 | -584 | 46401 | 119558 | 1196 | -179.34 | 1016 | 120574 | 55574 | -42650 | 12924 | 108048 | 900 | -135.06 | 765 | 108813 | 43813 | -42650 | 1163 | ||||||||||
| 74 | 46401 | 271 | -584 | 46088 | 120574 | 1206 | -180.86 | 1025 | 121599 | 56599 | -43234 | 13365 | 108813 | 907 | -136.02 | 771 | 109584 | 44584 | -43234 | 1350 | ||||||||||
| 75 | 46088 | 269 | -584 | 45773 | 121599 | 1216 | -182.40 | 1034 | 122633 | 57633 | -43818 | 13815 | 109584 | 913 | -136.98 | 776 | 110360 | 45360 | -43818 | 1542 | ||||||||||
| 76 | 45773 | 267 | -584 | 45456 | 122633 | 1226 | -183.95 | 1042 | 123675 | 58675 | -44402 | 14273 | 110360 | 920 | -137.95 | 782 | 111142 | 46142 | -44402 | 1740 | ||||||||||
| 77 | 45456 | 265 | -584 | 45137 | 123675 | 1237 | -185.51 | 1051 | 124726 | 59726 | -44986 | 14740 | 111142 | 926 | -138.93 | 787 | 111929 | 46929 | -44986 | 1943 | ||||||||||
| 78 | 45137 | 263 | -584 | 44815 | 124726 | 1247 | -187.09 | 1060 | 125786 | 60786 | -45571 | 15215 | 111929 | 933 | -139.91 | 793 | 112722 | 47722 | -45571 | 2151 | ||||||||||
| 79 | 44815 | 261 | -584 | 44492 | 125786 | 1258 | -188.68 | 1069 | 126855 | 61855 | -46155 | 15700 | 112722 | 939 | -140.90 | 798 | 113520 | 48520 | -46155 | 2365 | ||||||||||
| 80 | 44492 | 260 | -584 | 44168 | 126855 | 1269 | -190.28 | 1078 | 127933 | 62933 | -46739 | 16194 | 113520 | 946 | -141.90 | 804 | 114324 | 49324 | -46739 | 2585 | ||||||||||
| 81 | 44168 | 258 | -584 | 43842 | 127933 | 1279 | -191.90 | 1087 | 129020 | 64020 | -47323 | 16697 | 114324 | 953 | -142.91 | 810 | 115134 | 50134 | -47323 | 2811 | ||||||||||
| 82 | 43842 | 256 | -584 | 43513 | 129020 | 1290 | -193.53 | 1097 | 130117 | 65117 | -47908 | 17209 | 115134 | 959 | -143.92 | 816 | 115950 | 50950 | -47908 | 3042 | ||||||||||
| 83 | 43513 | 254 | -584 | 43183 | 130117 | 1301 | -195.18 | 1106 | 131223 | 66223 | -48492 | 17731 | 115950 | 966 | -144.94 | 821 | 116771 | 51771 | -48492 | 3279 | ||||||||||
| 84 | 43183 | 252 | -584 | 42851 | 131223 | 1312 | -196.83 | 1115 | 132338 | 67338 | -49076 | 18262 | 116771 | 973 | -145.96 | 827 | 117598 | 52598 | -49076 | 3522 | ||||||||||
| 85 | 42851 | 250 | -584 | 42517 | 132338 | 1323 | -198.51 | 1125 | 133463 | 68463 | -49660 | 18803 | 117598 | 980 | -147.00 | 833 | 118431 | 53431 | -49660 | 3771 | ||||||||||
| 86 | 42517 | 248 | -584 | 42180 | 133463 | 1335 | -200.19 | 1134 | 134597 | 69597 | -50245 | 19352 | 118431 | 987 | -148.04 | 839 | 119270 | 54270 | -50245 | 4025 | ||||||||||
| 87 | 42180 | 246 | -584 | 41842 | 134597 | 1346 | -201.90 | 1144 | 135741 | 70741 | -50829 | 19912 | 119270 | 994 | -149.09 | 845 | 120115 | 55115 | -50829 | 4286 | ||||||||||
| 88 | 41842 | 244 | -584 | 41502 | 135741 | 1357 | -203.61 | 1154 | 136895 | 71895 | -51413 | 20482 | 120115 | 1001 | -150.14 | 851 | 120966 | 55966 | -51413 | 4553 | ||||||||||
| 89 | 41502 | 242 | -584 | 41160 | 136895 | 1369 | -205.34 | 1164 | 138059 | 73059 | -51997 | 21062 | 120966 | 1008 | -151.21 | 857 | 121823 | 56823 | -51997 | 4826 | ||||||||||
| 90 | 41160 | 240 | -584 | 40815 | 138059 | 1381 | -207.09 | 1174 | 139233 | 74233 | -52582 | 21651 | 121823 | 1015 | -152.28 | 863 | 122686 | 57686 | -52582 | 5104 | ||||||||||
| 91 | 40815 | 238 | -584 | 40469 | 139233 | 1392 | -208.85 | 1183 | 140416 | 75416 | -53166 | 22250 | 122686 | 1022 | -153.36 | 869 | 123555 | 58555 | -53166 | 5389 | ||||||||||
| 92 | 40469 | 236 | -584 | 40121 | 140416 | 1404 | -210.62 | 1194 | 141610 | 76610 | -53750 | 22860 | 123555 | 1030 | -154.44 | 875 | 124430 | 59430 | -53750 | 5680 | ||||||||||
| 93 | 40121 | 234 | -584 | 39771 | 141610 | 1416 | -212.42 | 1204 | 142814 | 77814 | -54334 | 23480 | 124430 | 1037 | -155.54 | 881 | 125311 | 60311 | -54334 | 5977 | ||||||||||
| 94 | 39771 | 232 | -584 | 39418 | 142814 | 1428 | -214.22 | 1214 | 144028 | 79028 | -54919 | 24109 | 125311 | 1044 | -156.64 | 888 | 126199 | 61199 | -54919 | 6280 | ||||||||||
| 95 | 39418 | 230 | -584 | 39064 | 144028 | 1440 | -216.04 | 1224 | 145252 | 80252 | -55503 | 24749 | 126199 | 1052 | -157.75 | 894 | 127093 | 62093 | -55503 | 6590 | ||||||||||
| 96 | 39064 | 228 | -584 | 38708 | 145252 | 1453 | -217.88 | 1235 | 146487 | 81487 | -56087 | 25400 | 127093 | 1059 | -158.87 | 900 | 127993 | 62993 | -56087 | 6906 | ||||||||||
| 97 | 38708 | 226 | -584 | 38350 | 146487 | 1465 | -219.73 | 1245 | 147732 | 82732 | -56671 | 26061 | 127993 | 1067 | -159.99 | 907 | 128900 | 63900 | -56671 | 7229 | ||||||||||
| 98 | 38350 | 224 | -584 | 37989 | 147732 | 1477 | -221.60 | 1256 | 148988 | 83988 | -57256 | 26732 | 128900 | 1074 | -161.13 | 913 | 129813 | 64813 | -57256 | 7557 | ||||||||||
| 99 | 37989 | 222 | -584 | 37627 | 148988 | 1490 | -223.48 | 1266 | 150254 | 85254 | -57840 | 27414 | 129813 | 1082 | -162.27 | 920 | 130733 | 65733 | -57840 | 7893 | ||||||||||
| 100 | 37627 | 219 | -584 | 37262 | 150254 | 1503 | -225.38 | 1277 | 151531 | 86531 | -58424 | 28107 | 130733 | 1089 | -163.42 | 926 | 131659 | 66659 | -58424 | 8235 | ||||||||||
| 101 | 37262 | 217 | -584 | 36895 | 151531 | 1515 | -227.30 | 1288 | 152819 | 87819 | -59008 | 28811 | 131659 | 1097 | -164.57 | 933 | 132592 | 67592 | -59008 | 8584 | ||||||||||
| 102 | 36895 | 215 | -584 | 36526 | 152819 | 1528 | -229.23 | 1299 | 154118 | 89118 | -59592 | 29526 | 132592 | 1105 | -165.74 | 939 | 133531 | 68531 | -59592 | 8939 | ||||||||||
| 103 | 36526 | 213 | -584 | 36154 | 154118 | 1541 | -231.18 | 1310 | 155428 | 90428 | -60177 | 30251 | 133531 | 1113 | -166.91 | 946 | 134477 | 69477 | -60177 | 9300 | ||||||||||
| 104 | 36154 | 211 | -584 | 35781 | 155428 | 1554 | -233.14 | 1321 | 156749 | 91749 | -60761 | 30988 | 134477 | 1121 | -168.10 | 953 | 135430 | 70430 | -60761 | 9669 | ||||||||||
| 105 | 35781 | 209 | -584 | 35406 | 156749 | 1567 | -235.12 | 1332 | 158081 | 93081 | -61345 | 31736 | 135430 | 1129 | -169.29 | 959 | 136389 | 71389 | -61345 | 10044 | ||||||||||
| 106 | 35406 | 207 | -584 | 35029 | 158081 | 1581 | -237.12 | 1344 | 159425 | 94425 | -61929 | 32496 | 136389 | 1137 | -170.49 | 966 | 137355 | 72355 | -61929 | 10426 | ||||||||||
| 107 | 35029 | 204 | -584 | 34648 | 159425 | 1594 | -239.14 | 1355 | 160780 | 95780 | -62514 | 33266 | 137355 | 1145 | -171.69 | 973 | 138328 | 73328 | -62514 | 10814 | ||||||||||
| 108 | 34648 | 202 | -584 | 34266 | 160780 | 1608 | -241.17 | 1367 | 162147 | 97147 | -63098 | 34049 | 138328 | 1153 | -172.91 | 980 | 139308 | 74308 | -63098 | 11210 | ||||||||||
| 109 | 34266 | 200 | -584 | 33882 | 162147 | 1621 | -243.22 | 1378 | 163525 | 98525 | -63682 | 34843 | 139308 | 1161 | -174.14 | 987 | 140295 | 75295 | -63682 | 11613 | ||||||||||
| 110 | 33882 | 198 | -584 | 33496 | 163525 | 1635 | -245.29 | 1390 | 164915 | 99915 | -64266 | 35649 | 140295 | 1169 | -175.37 | 994 | 141289 | 76289 | -64266 | 12023 | ||||||||||
| 111 | 33496 | 195 | -584 | 33106 | 164915 | 1649 | -247.37 | 1402 | 166317 | 101317 | -64851 | 36466 | 141289 | 1177 | -176.61 | 1001 | 142290 | 77290 | -64851 | 12439 | ||||||||||
| 112 | 33106 | 193 | -584 | 32715 | 166317 | 1663 | -249.48 | 1414 | 167731 | 102731 | -65435 | 37296 | 142290 | 1186 | -177.86 | 1008 | 143298 | 78298 | -65435 | 12863 | ||||||||||
| 113 | 32715 | 191 | -584 | 32322 | 167731 | 1677 | -251.60 | 1426 | 169157 | 104157 | -66019 | 38138 | 143298 | 1194 | -179.12 | 1015 | 144313 | 79313 | -66019 | 13294 | ||||||||||
| 114 | 32322 | 189 | -584 | 31927 | 169157 | 1692 | -253.74 | 1438 | 170595 | 105595 | -66603 | 38992 | 144313 | 1203 | -180.39 | 1022 | 145335 | 80335 | -66603 | 13732 | ||||||||||
| 115 | 31927 | 186 | -584 | 31528 | 170595 | 1706 | -255.89 | 1450 | 172045 | 107045 | -67188 | 39857 | 145335 | 1211 | -181.67 | 1029 | 146364 | 81364 | -67188 | 14176 | ||||||||||
| 116 | 31528 | 184 | -584 | 31128 | 172045 | 1720 | -258.07 | 1462 | 173507 | 108507 | -67772 | 40735 | 146364 | 1220 | -182.96 | 1037 | 147401 | 82401 | -67772 | 14629 | ||||||||||
| 117 | 31128 | 182 | -584 | 30726 | 173507 | 1735 | -260.26 | 1475 | 174982 | 109982 | -68356 | 41626 | 147401 | 1228 | -184.25 | 1044 | 148445 | 83445 | -68356 | 15089 | ||||||||||
| 118 | 30726 | 179 | -584 | 30321 | 174982 | 1750 | -262.47 | 1487 | 176469 | 111469 | -68940 | 42529 | 148445 | 1237 | -185.56 | 1051 | 149496 | 84496 | -68940 | 15556 | ||||||||||
| 119 | 30321 | 177 | -584 | 29913 | 176469 | 1765 | -264.70 | 1500 | 177969 | 112969 | -69525 | 43444 | 149496 | 1246 | -186.87 | 1059 | 150555 | 85555 | -69525 | 16030 | ||||||||||
| 120 | 29913 | 174 | -584 | 29503 | 177969 | 1780 | -266.95 | 1513 | 179482 | 114482 | -70109 | 44373 | 150555 | 1255 | -188.19 | 1066 | 151621 | 86621 | -70109 | 16512 | ||||||||||
| 121 | 29503 | 172 | -584 | 29091 | 179482 | 1795 | -269.22 | 1526 | 181008 | 116008 | -70693 | 45315 | 151621 | 1264 | -189.53 | 1074 | 152695 | 87695 | -70693 | 17002 | ||||||||||
| 122 | 29091 | 170 | -584 | 28677 | 181008 | 1810 | -271.51 | 1539 | 182547 | 117547 | -71277 | 46270 | 152695 | 1272 | -190.87 | 1082 | 153777 | 88777 | -71277 | 17500 | ||||||||||
| 123 | 28677 | 167 | -584 | 28259 | 182547 | 1825 | -273.82 | 1552 | 184099 | 119099 | -71862 | 47237 | 153777 | 1281 | -192.22 | 1089 | 154866 | 89866 | -71862 | 18004 | ||||||||||
| 124 | 28259 | 165 | -584 | 27840 | 184099 | 1841 | -276.15 | 1565 | 185664 | 120664 | -72446 | 48218 | 154866 | 1291 | -193.58 | 1097 | 155963 | 90963 | -72446 | 18517 | ||||||||||
| 125 | 27840 | 162 | -584 | 27418 | 185664 | 1857 | -278.50 | 1578 | 187242 | 122242 | -73030 | 49212 | 155963 | 1300 | -194.95 | 1105 | 157068 | 92068 | -73030 | 19038 | ||||||||||
| 126 | 27418 | 160 | -584 | 26994 | 187242 | 1872 | -280.86 | 1592 | 188834 | 123834 | -73614 | 50220 | 157068 | 1309 | -196.34 | 1113 | 158181 | 93181 | -73614 | 19567 | ||||||||||
| 127 | 26994 | 157 | -584 | 26567 | 188834 | 1888 | -283.25 | 1605 | 190439 | 125439 | -74198 | 51241 | 158181 | 1318 | -197.73 | 1120 | 159301 | 94301 | -74198 | 20103 | ||||||||||
| 128 | 26567 | 155 | -584 | 26137 | 190439 | 1904 | -285.66 | 1619 | 192058 | 127058 | -74783 | 52275 | 159301 | 1328 | -199.13 | 1128 | 160429 | 95429 | -74783 | 20646 | ||||||||||
| 129 | 26137 | 152 | -584 | 25705 | 192058 | 1921 | -288.09 | 1632 | 193690 | 128690 | -75367 | 53323 | 160429 | 1337 | -200.54 | 1136 | 161565 | 96565 | -75367 | 21198 | ||||||||||
| 130 | 25705 | 150 | -584 | 25271 | 193690 | 1937 | -290.54 | 1646 | 195336 | 130336 | -75951 | 54385 | 161565 | 1346 | -201.96 | 1144 | 162709 | 97709 | -75951 | 21758 | ||||||||||
| 131 | 25271 | 147 | -584 | 24834 | 195336 | 1953 | -293.00 | 1660 | 196996 | 131996 | -76535 | 55461 | 162709 | 1356 | -203.39 | 1153 | 163862 | 98862 | -76535 | 22327 | ||||||||||
| 132 | 24834 | 145 | -584 | 24394 | 196996 | 1970 | -295.49 | 1674 | 198670 | 133670 | -77120 | 56550 | 163862 | 1366 | -204.83 | 1161 | 165023 | 100023 | -77120 | 22903 | ||||||||||
| 133 | 24394 | 142 | -584 | 23952 | 198670 | 1987 | -298.01 | 1689 | 200359 | 135359 | -77704 | 57655 | 165023 | 1375 | -206.28 | 1169 | 166192 | 101192 | -77704 | 23488 | ||||||||||
| 134 | 23952 | 140 | -584 | 23508 | 200359 | 2004 | -300.54 | 1703 | 202062 | 137062 | -78288 | 58774 | 166192 | 1385 | -207.74 | 1177 | 167369 | 102369 | -78288 | 24081 | ||||||||||
| 135 | 23508 | 137 | -584 | 23061 | 202062 | 2021 | -303.09 | 1718 | 203780 | 138780 | -78872 | 59908 | 167369 | 1395 | -209.21 | 1186 | 168555 | 103555 | -78872 | 24683 | ||||||||||
| 136 | 23061 | 135 | -584 | 22611 | 203780 | 2038 | -305.67 | 1732 | 205512 | 140512 | -79457 | 61055 | 168555 | 1405 | -210.69 | 1194 | 169749 | 104749 | -79457 | 25292 | ||||||||||
| 137 | 22611 | 132 | -584 | 22159 | 205512 | 2055 | -308.27 | 1747 | 207259 | 142259 | -80041 | 62218 | 169749 | 1415 | -212.19 | 1202 | 170951 | 105951 | -80041 | 25910 | ||||||||||
| 138 | 22159 | 129 | -584 | 21704 | 207259 | 2073 | -310.89 | 1762 | 209021 | 144021 | -80625 | 63396 | 170951 | 1425 | -213.69 | 1211 | 172162 | 107162 | -80625 | 26537 | ||||||||||
| 139 | 21704 | 127 | -584 | 21247 | 209021 | 2090 | -313.53 | 1777 | 210798 | 145798 | -81209 | 64589 | 172162 | 1435 | -215.20 | 1219 | 173381 | 108381 | -81209 | 27172 | ||||||||||
| 140 | 21247 | 124 | -584 | 20786 | 210798 | 2108 | -316.20 | 1792 | 212590 | 147590 | -81794 | 65796 | 173381 | 1445 | -216.73 | 1228 | 174609 | 109609 | -81794 | 27815 | ||||||||||
| 141 | 20786 | 121 | -584 | 20323 | 212590 | 2126 | -318.89 | 1807 | 214397 | 149397 | -82378 | 67019 | 174609 | 1455 | -218.26 | 1237 | 175846 | 110846 | -82378 | 28468 | ||||||||||
| 142 | 20323 | 119 | -584 | 19858 | 214397 | 2144 | -321.60 | 1822 | 216219 | 151219 | -82962 | 68257 | 175846 | 1465 | -219.81 | 1246 | 177092 | 112092 | -82962 | 29130 | ||||||||||
| 143 | 19858 | 116 | -584 | 19390 | 216219 | 2162 | -324.33 | 1838 | 218057 | 153057 | -83546 | 69511 | 177092 | 1476 | -221.37 | 1254 | 178346 | 113346 | -83546 | 29800 | ||||||||||
| 144 | 19390 | 113 | -584 | 18918 | 218057 | 2181 | -327.09 | 1853 | 219910 | 154910 | -84131 | 70779 | 178346 | 1486 | -222.93 | 1263 | 179609 | 114609 | -84131 | 30478 | ||||||||||
| 145 | 18918 | 110 | -584 | 18444 | 219910 | 2199 | -329.87 | 1869 | 221779 | 156779 | -84715 | 72064 | 179609 | 1497 | -224.51 | 1272 | 180881 | 115881 | -84715 | 31166 | ||||||||||
| 146 | 18444 | 108 | -584 | 17968 | 221779 | 2218 | -332.67 | 1885 | 223664 | 158664 | -85299 | 73365 | 180881 | 1507 | -226.10 | 1281 | 182162 | 117162 | -85299 | 31863 | ||||||||||
| 147 | 17968 | 105 | -584 | 17489 | 223664 | 2237 | -335.50 | 1901 | 225565 | 160565 | -85883 | 74682 | 182162 | 1518 | -227.70 | 1290 | 183452 | 118452 | -85883 | 32569 | ||||||||||
| 148 | 17489 | 102 | -584 | 17006 | 225565 | 2256 | -338.35 | 1917 | 227482 | 162482 | -86468 | 76014 | 183452 | 1529 | -229.32 | 1299 | 184751 | 119751 | -86468 | 33283 | ||||||||||
| 149 | 17006 | 99 | -584 | 16521 | 227482 | 2275 | -341.22 | 1934 | 229416 | 164416 | -87052 | 77364 | 184751 | 1540 | -230.94 | 1309 | 186060 | 121060 | -87052 | 34008 | ||||||||||
| 150 | 16521 | 96 | -584 | 16033 | 229416 | 2294 | -344.12 | 1950 | 231366 | 166366 | -87636 | 78730 | 186060 | 1551 | -232.58 | 1318 | 187378 | 122378 | -87636 | 34742 | ||||||||||
| 151 | 16033 | 94 | -584 | 15543 | 231366 | 2314 | -347.05 | 1967 | 233333 | 168333 | -88220 | 80113 | 187378 | 1561 | -234.22 | 1327 | 188705 | 123705 | -88220 | 35485 | ||||||||||
| 152 | 15543 | 91 | -584 | 15050 | 233333 | 2333 | -350.00 | 1983 | 235316 | 170316 | -88804 | 81512 | 188705 | 1573 | -235.88 | 1337 | 190042 | 125042 | -88804 | 36238 | ||||||||||
| 153 | 15050 | 88 | -584 | 14553 | 235316 | 2353 | -352.97 | 2000 | 237316 | 172316 | -89389 | 82927 | 190042 | 1584 | -237.55 | 1346 | 191388 | 126388 | -89389 | 36999 | ||||||||||
| 154 | 14553 | 85 | -584 | 14054 | 237316 | 2373 | -355.97 | 2017 | 239333 | 174333 | -89973 | 84360 | 191388 | 1595 | -239.24 | 1356 | 192744 | 127744 | -89973 | 37771 | ||||||||||
| 155 | 14054 | 82 | -584 | 13552 | 239333 | 2393 | -359.00 | 2034 | 241367 | 176367 | -90557 | 85810 | 192744 | 1606 | -240.93 | 1365 | 194109 | 129109 | -90557 | 38552 | ||||||||||
| 156 | 13552 | 79 | -584 | 13047 | 241367 | 2414 | -362.05 | 2052 | 243419 | 178419 | -91141 | 87278 | 194109 | 1618 | -242.64 | 1375 | 195484 | 130484 | -91141 | 39343 | ||||||||||
| 157 | 13047 | 76 | -584 | 12538 | 243419 | 2434 | -365.13 | 2069 | 245488 | 180488 | -91726 | 88762 | 195484 | 1629 | -244.36 | 1385 | 196869 | 131869 | -91726 | 40143 | ||||||||||
| 158 | 12538 | 73 | -584 | 12027 | 245488 | 2455 | -368.23 | 2087 | 247575 | 182575 | -92310 | 90265 | 196869 | 1641 | -246.09 | 1394 | 198263 | 133263 | -92310 | 40953 | ||||||||||
| 159 | 12027 | 70 | -584 | 11513 | 247575 | 2476 | -371.36 | 2104 | 249679 | 184679 | -92894 | 91785 | 198263 | 1652 | -247.83 | 1404 | 199667 | 134667 | -92894 | 41773 | ||||||||||
| 160 | 11513 | 67 | -584 | 10996 | 249679 | 2497 | -374.52 | 2122 | 251801 | 186801 | -93478 | 93323 | 199667 | 1664 | -249.58 | 1414 | 201081 | 136081 | -93478 | 42603 | ||||||||||
| 161 | 10996 | 64 | -584 | 10475 | 251801 | 2518 | -377.70 | 2140 | 253941 | 188941 | -94063 | 94878 | 201081 | 1676 | -251.35 | 1424 | 202505 | 137505 | -94063 | 43442 | ||||||||||
| 162 | 10475 | 61 | -584 | 9952 | 253941 | 2539 | -380.91 | 2158 | 256099 | 191099 | -94647 | 96452 | 202505 | 1688 | -253.13 | 1434 | 203939 | 138939 | -94647 | 44292 | ||||||||||
| 163 | 9952 | 58 | -584 | 9426 | 256099 | 2561 | -384.15 | 2177 | 258276 | 193276 | -95231 | 98045 | 203939 | 1699 | -254.92 | 1445 | 205384 | 140384 | -95231 | 45153 | ||||||||||
| 164 | 9426 | 55 | -584 | 8897 | 258276 | 2583 | -387.41 | 2195 | 260471 | 195471 | -95815 | 99656 | 205384 | 1712 | -256.73 | 1455 | 206839 | 141839 | -95815 | 46024 | ||||||||||
| 165 | 8897 | 52 | -584 | 8364 | 260471 | 2605 | -390.71 | 2214 | 262685 | 197685 | -96400 | 101285 | 206839 | 1724 | -258.55 | 1465 | 208304 | 143304 | -96400 | 46904 | ||||||||||
| 166 | 8364 | 49 | -584 | 7829 | 262685 | 2627 | -394.03 | 2233 | 264918 | 199918 | -96984 | 102934 | 208304 | 1736 | -260.38 | 1475 | 209779 | 144779 | -96984 | 47795 | ||||||||||
| 167 | 7829 | 46 | -584 | 7291 | 264918 | 2649 | -397.38 | 2252 | 267170 | 202170 | -97568 | 104602 | 209779 | 1748 | -262.22 | 1486 | 211265 | 146265 | -97568 | 48697 | ||||||||||
| 168 | 7291 | 43 | -584 | 6750 | 267170 | 2672 | -400.76 | 2271 | 269441 | 204441 | -98152 | 106289 | 211265 | 1761 | -264.08 | 1496 | 212761 | 147761 | -98152 | 49609 | ||||||||||
| 169 | 6750 | 39 | -584 | 6204 | 269441 | 2694 | -404.16 | 2290 | 271731 | 206731 | -98737 | 107994 | 212761 | 1773 | -265.95 | 1507 | 214268 | 149268 | -98737 | 50531 | ||||||||||
| 170 | 6204 | 36 | -584 | 5656 | 271731 | 2717 | -407.60 | 2310 | 274041 | 209041 | -99321 | 109720 | 214268 | 1786 | -267.84 | 1518 | 215786 | 150786 | -99321 | 51465 | ||||||||||
| 171 | 5656 | 33 | -584 | 5105 | 274041 | 2740 | -411.06 | 2329 | 276370 | 211370 | -99905 | 111465 | 215786 | 1798 | -269.73 | 1528 | 217314 | 152314 | -99905 | 52409 | ||||||||||
| 172 | 5105 | 30 | -584 | 4551 | 276370 | 2764 | -414.56 | 2349 | 278719 | 213719 | -100489 | 113230 | 217314 | 1811 | -271.64 | 1539 | 218853 | 153853 | -100489 | 53364 | ||||||||||
| 173 | 4551 | 27 | -584 | 3993 | 278719 | 2787 | -418.08 | 2369 | 281088 | 216088 | -101074 | 115014 | 218853 | 1824 | -273.57 | 1550 | 220403 | 155403 | -101074 | 54329 | ||||||||||
| 174 | 3993 | 23 | -584 | 3432 | 281088 | 2811 | -421.63 | 2389 | 283477 | 218477 | -101658 | 116819 | 220403 | 1837 | -275.50 | 1561 | 221964 | 156964 | -101658 | 55306 | ||||||||||
| 175 | 3432 | 20 | -584 | 2868 | 283477 | 2835 | -425.22 | 2410 | 285887 | 220887 | -102242 | 118645 | 221964 | 1850 | -277.46 | 1572 | 223536 | 158536 | -102242 | 56294 | ||||||||||
| 176 | 2868 | 17 | -584 | 2301 | 285887 | 2859 | -428.83 | 2430 | 288317 | 223317 | -102826 | 120491 | 223536 | 1863 | -279.42 | 1583 | 225119 | 160119 | -102826 | 57293 | ||||||||||
| 177 | 2301 | 13 | -584 | 1730 | 288317 | 2883 | -432.48 | 2451 | 290768 | 225768 | -103410 | 122358 | 225119 | 1876 | -281.40 | 1595 | 226714 | 161714 | -103410 | 58304 | ||||||||||
| 178 | 1730 | 10 | -584 | 1155 | 290768 | 2908 | -436.15 | 2472 | 293240 | 228240 | -103995 | 124245 | 226714 | 1889 | -283.39 | 1606 | 228320 | 163320 | -103995 | 59325 | ||||||||||
| 179 | 1155 | 7 | -584 | 578 | 293240 | 2932 | -439.86 | 2493 | 295733 | 230733 | -104579 | 126154 | 228320 | 1903 | -285.40 | 1617 | 229937 | 164937 | -104579 | 60358 | ||||||||||
| 180 | 578 | 3 | -581 | 0 | 295733 | 2957 | -443.60 | 2514 | 298247 | 233247 | -105160 | 128087 | 229937 | 1916 | -287.42 | 1629 | 231566 | 166566 | -105160 | 61406 | ||||||||||
| -105160 | Total … | 274407 | -41161 | 233246 | Total … | 195965 | -29395 | 166570 | ||||||||||||||||||||||
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